Why ConsumerDirect Mortgage?

Our superior value, proprietary process and knowledgeable team provide our customers an unmatched mortgage experience.

Crazy Low Rates

Industry Leading Mortgage Rates All Day, Every Day!

Efficiency & Speed

Outperforming our peers by 2-3 times in every category measured, allowing us to provide an exceptional customer experience and unmatched value.

Superior Customer Satisfaction

Thousands of 5 star Customer Reviews

First Time Home Buyer?

Our team walks you through the entire process of getting you into your dream home!

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How can we help you today?

We offer multiple loan options nationwide for purchase, refinance and cash-out refinance.


To buy a new home


To save money


From your home

What Our Customers Are Saying?

cutenanaof9, North Las Vegas, NV Show More

PRP, Pocono Lake, PA

I was looking for a loan for new construction. My builder thretanded me with penalties if I switched lenders. My real estate agent said that it’s a safe bet to close with the builder. My family and friend told me not to switch because it wasn’t worth losing a house over. For the interest rate and the huge $$$ credit I decided to bet on Todd. I can’t say enough to thank Todd Grunwald. Look him up. I don’t know what his working hours are but he would respond all throughout the day and night. He is almost like a 7/11. He has outstanding work ethics and everything with consumer direct was transparent. I don’t understand the bad reviews. The lender wants to close you but they can’t control your debt to income, credit or the appraisal. I was skeptic about online lenders I still can’t believe they pulled this loan off. Todd made the loan process a dream. He is a loan officer super hero. If you want a lean lender that gives you the best rate call Todd.

Asaf Wessely, Las Vegas, NV Show More

PRP, Pocono Lake, PA

My close friend had used Consumer Direct for her mortgage, so I felt pretty confident that this was going to be a good experience. Joel and his team did such a phenomenal job with our loan process. They offered us a deal that no other online vendor or local vendor could match. Joel was always available for my MANY questions and was always so patient and thorough with his answers. He walked me through various scenarios that would save us the most money. I learned so much through Joel.

Decatur, GA Show More

PRP, Pocono Lake, PA

It was great working with Kate Vogel and the others at Consumer Direct Mortgage, I would highly recommend them! They helped me navigate all of the documentation needed and communicated the entire process every step of the way. Since I hadn't bought a house in years, this made life much easier!

karenkwiat, Pocono Lake, PA Show More

PRP, Pocono Lake, PA

This was my first time buying a house and Phil Blasi, the senior mortgage banker and Justin Giles loan processor were very helpful in answering all my questions and Phil even locked the best rate I would have not got anywhere else .the overall process was very smooth. I will definitely recommend ConsumerDirect Mortgage. Thank you Phil,Justin and Todd!

Aleem Adnan, South Brunswick, NJ Show More

PRP, Pocono Lake, PA

I wanted to pass along what an extreme pleasure it was dealing with everyone at CDMTG. The entire team did an exemplary job. My wife and I couldn’t have asked for better service and outcome with the mortgage process with this house. Finding a mortgage has changed over the past decade including the methodologies and processes in documentation, qualification, and closing. The doom and gloom warnings of working with a net based/national lender don't apply to Consumer Direct. The were attentive, expedient, and closed on-time. Every step of the way from documentation requests, appraisal, underwriting, and closing went smooth and painlessly. I would highly recommend them to anyone.

shaunbrandi, Prosper, TX Show More

PRP, Pocono Lake, PA

Great company to work with and upfront with all costs and no hidden surprises. Very responsive to all questions and concerns. Thank you for helping us get our home!

dsfergz, Riverton, UT Show More

PRP, Pocono Lake, PA

From start to finish took maybe 3 weeks with the last week being during the 4th of July. The biggest problem was getting all of the document together and emailing them in. Then we closed, all the accounts (1st and 2nd Mortgage) were cleared in another week. Simple, easy, NO stress, and FAST! On top of all of it, we are saving $1,200 per month on our mortgage and got a major chunk of money at closing.

beckmanmartin, Manassas, VA Show More

PRP, Pocono Lake, PA

Working with Glen was a breeze, he was there for us anytime. Glen and his team were very professional! The closing was right on time. I would recommend these guys for your home loans!

Gary Kellogg, Rock Springs, WY Show More

PRP, Pocono Lake, PA

It was a pleasure working with Charles and his team on our latest mortgage. He was very helpful and understanding of our concerns. The process was as painless as it can be and I will go to them for my next mortgage or re-fi.

Tim R., Land O Lakes, FL Show More

PRP, Pocono Lake, PA

Our Loan Options



The interest rate and monthly payment never change.



The interest rate changes after a fixed period.



Helps borrowers with low-to-moderate income to get a loan.



Service members, veterans, and their families can get a loan without down payment.



Helps borrowers get loan amounts that are over the conforming loan limits.

About Fixed

ConsumerDirect Mortgage is a division of FirstBank, a publically traded, FDIC-insured bank in Business since 1906, based in Nashville, TN. With more than $11 billion in total assets, FirstBank has the resources to provide a comprehensive variety of financial services and products.


Years of serving our communities



Total Assets



In Top 5%

of all U.S. Banks

For more information on FirstBank, please visit www.FirstBankOnline.com